Personal Execution Runtime

The runtime for
your agent.

Not governance. Not an AI assistant. The missing component between an AI agent and every consequential action.

AI Agent
↓
Intent
↓
reht Runtime Policy Evaluation
<1ms
↓
Approved Action
↓
Vipps · BankID · NAV · Helsenorge · ...

The distinction

One question. Answered precisely.

reht never

Sees your money

Holds your accounts

Signs your payments

Stores your cards

Decides what to buy

Operates the transaction

reht does

Asks: "Is this action within the user's mandate?"

Evaluates against the user's defined limits

Issues an approval or refusal in <1ms

Issues a tamper-evident receipt for every decision

Enforces even when the AI is confident

Never substitutes its judgment for the user's

Analogy

Every platform needs a runtime.

Runtime Windows for programs
Runtime JVM for Java
Runtime Docker for containers
Runtime reht for personal AI agents

When your AI agent needs to act on your behalf — pay, book, apply, authorize — it runs through reht. Every time. Before anything happens.

Ownership

The user owns the runtime.

Apple owns Apple Intelligence. Google owns Gemini. OpenAI owns ChatGPT.
None of them own you.

reht is owned by the user. The user carries their agent everywhere. When the agent needs to act, it routes through reht — not through the platform that made the model.

Agent needs to pay
reht→Vipps
Agent needs to book travel
reht→Booking
Agent needs to buy a car
reht→Finn
Agent needs to find a job
reht→LinkedIn
Agent needs a doctor
reht→Helsenorge
Agent needs to apply for benefits
reht→NAV

Vipps becomes one capability. Not the whole agent. That is what liberates Vipps from the burden of being your digital twin.

The capability stack

One agent. One runtime. Many services.

User
owns reht
reht Runtime
Personal Execution Runtime
Identity
BankID · Vipps · Google · Apple
Payment
Vipps · Revolut · Klarna
Benefits
NAV · Skatteetaten
Health
Helsenorge
Commerce
Amazon · Finn · Booking

For Vipps

The split that makes it work.

Vipps

  • Identity infrastructure (BankID integration)
  • Payment rails and transaction execution
  • Consumer trust — 4+ million Norwegian users
  • UCP and Payment Handler for agent commerce

You stay in the trust and payment business.

reht

  • Mandate enforcement before any transaction
  • Policy evaluation in <1ms
  • Tamper-evident receipt for every decision
  • User-owned — portable across all platforms

You stay out of the intelligence business.

Neither competes with the other. Both are necessary. Vipps does not need to carry the weight of being your digital twin. The user owns the twin. Vipps is the most trusted payment and identity provider — a capability the twin reaches for when it needs to transact.

"Not another AI assistant.
The operating system that all personal AI assistants
need to act on behalf of a human."